Effective Date: August 8, 2025

Terms & Conditions - Stone Retirement

1. Acceptance of Terms

  • By using the website, services, or products, you agree to these Terms and Conditions.

  • If you do not agree, do not use the services.

2. Services Provided

  • daniel Garbarz provides life insurance brokerage services.

  • Includes obtaining quotes, assisting with applications, and answering questions.

  • Services are subject to these Terms and Conditions.

3. User Responsibilities

Users agree to:

  • Provide accurate and complete information when requested.

  • Use services only for lawful purposes.

  • Respect intellectual property rights of all website content.

4. Limitation of Liability

  • Efforts are made to provide accurate and reliable services.

  • No responsibility for errors, inaccuracies, or omissions.

  • Liability is limited to the fullest extent permitted by law.

5. Intellectual Property

  • All website content (text, graphics, logos, software) belongs to Stone Retirement or its licensors.

  • Protected by copyright and other intellectual property laws.

  • Content may not be used, reproduced, or distributed without prior written consent.

6. Privacy Policy

  • The Privacy Policy explains how personal information is collected, used, and safeguarded.

  • By using services, you agree to the Privacy Policy terms.

7. Changes to Terms and Conditions

  • daniel Garbarz may update or modify Terms and Conditions at any time.

  • Changes will be posted here with an updated effective date.

  • Continued use of services means acceptance of updated terms.

8. Governing Law

  • Governed by U.S. laws.

  • Disputes will be handled under the exclusive jurisdiction of U.S. courts.

9. Contact Me

  • Company Name: Stone Retirement

  • Agent Name: daniel Garbarz

  • Address: 3229 Birch Ave, Grapevine TX 76051

  • Country: US

  • Email: [email protected]

  • Phone: (682) 738-8850

© Copyright Stone Retirement 2025. All rights reserved.